By Christiaan Wessels Opening your investment statement over the last couple of months, especially end of June would most probably have caused you to feel a bit anxious. It often leaves an investor wondering if they are still on...
By Christiaan Wessels You are probably already wondering what case will now be made for insurance. However, this won’t be your regular discussion regarding insurance pertaining to SA exclusively, but rather what the benefits are of having offshore insurance...
By Christiaan Wessels – Futurum Financial Group (Pty) Ltd. South Africa has a lot of successful family businesses. There are however a few factors to consider when thinking about preserving the family business from the second generation onwards. It might...
When approaching retirement, many people are faced with difficult choices regarding which product to use to provide them with an income once they stop working. If you are a member of a retirement fund (pension, provident, preservation or retirement...
Tuberculosis (TB) is a potentially serious infectious disease that mainly affects your lungs. The bacteria that cause tuberculosis are spread from one person to another through tiny droplets released into the air via coughs and sneezes. Read the full...
Life can sometimes feel like one long train of decisions: decisions about where we live, our healthcare, careers and financial affairs (to mention but a few). That may not be the case for our entire lives, however – with...
During the current global health emergency, the funeral insurance industry is seeing new opportunities – but also unprecedented challenges due to the high claims ratio and lack of new business. This large factor has been brought about by limited...
Hacking into communications systems is nearly as old as communication systems themselves. Back in 1834, the French telegraph system was hacked by a pair of thieves who stole financial market information – effectively conducting the world’s first cyberattack. Read...
With just more than a year after the first case of Covid-19 was diagnosed in South Africa, we have entered a new phase in managing the pandemic. The availability of vaccines enabled us to enter this new phase of...
This has been an incredible year in many ways, with a great deal of emotional and financial stress compressed into just a few months. Between COVID-19 and the measures taken to mitigate its impact, plus the resulting economic and...