We all know the importance of consulting with a professional financial planner regarding our retirement planning and every day we hear that the sooner you start to save the sooner you will be able to retire. Not many investors ask the question why it is important to use a financial planner with expertise (preferably a financial planner with a CFP® designation). Some investors blindly trust financial planners who “look” experienced, without ever asking the question if the financial planner truly has their best interests at heart, as well as the expertise to deal with their unique financial affairs.